Chances are your most valuable earning assets may be receiving the least amount of your attention.

Credit cards account for only 3-4% of the average credit unions’ loan portfolio. Credit cards are also the most widely used yet the most competitive product in the financial services industry. Billions of targeted offers compete every year for the cardholder relationship and share of wallet.

Yet, a significant number of credit unions remain committed to retaining their card portfolios as they should. But the question most often asked is “How can we compete effectively”?

That is where Payment Systems Solutions can help. Credit unions are in a unique position to offer credit card products that appeal to every member. With experience ranging from super prime to non-prime we can help you develop and manage credit card products that meet every member need on a continuous basis – without incurring undo risk. We can then structure your portfolio for sustained profitable growth.