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PSS will work with your IT staff to set up a database with monthly billing information for all members. Using this database and applying our state-of-the-industry analytical techniques we will target member accounts for Rewards, Credit Line Increases, Balance Transfers, check mailings etc. to grow your portfolio without much impact on your loss rate. | |
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The following charts shows actual credit card loans for one of our clients who partnered with us in 2005. Their credit card loans are almost 20% higher in end of June compared to December 2005. Results are realized very soon. Another client of ours was concerned about the reduction in their credit card loans from December to March the following year. PSS implemented a credit line program in December 2006 and a balance transfer program in January 2007. Their loan receivables are higher in March 2007 first time ever as can be seen in the following chart: |
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Results: Typical results are marked improvements within 90 days, with sustainable value-added growth and loss reduction of significance within the first year of the program |
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